Privacy Policy

Last updated: 6 June 2026

Saplio (“Saplio,” “we,” “us”) is a family allowance and money-education app. This policy explains what data the app handles and how. Saplio is built to keep your family’s data private to you.

The short version

• Your family’s data — children, transactions, savings goals, and settings — is stored in your own iCloud account via Apple’s CloudKit. We, the developers, cannot read it.
• We use no ads, no third-party analytics, and no trackers, and we never sell your data.
• The only information that ever reaches us is what you choose to send through “Report a problem” or “Request a feature.”

Data stored in your iCloud

The children you add, their transactions, savings goals, allowance and investment settings, and your app preferences are stored in your iCloud private database (and in a shared CloudKit zone for any co-parent you invite). This data is governed by Apple’s privacy policy and iCloud terms. It is not transmitted to Saplio’s developers.

Feedback you send us

When you use “Report a problem” or “Request a feature,” we receive what you submit: your message, and optionally any steps, contact email, or screenshot you add. To help us investigate, we also attach non-identifying technical diagnostics:

• app version and build, iOS version, device model, and locale;
• whether you are on the free or premium tier, your iCloud sign-in status, and sync status.

We deliberately do not include your children’s names, transactions, balances, or any other family data in feedback. Feedback is stored in our app’s CloudKit database so we can respond and improve Saplio. To have a submission deleted, email [email protected].

Market data (investment simulation)

Saplio’s investing feature is an educational simulation — no real money is involved. To show how a chosen market index would have moved, the app requests historical index prices through a relay service. Those requests contain only the index symbol and a date range — no personal or family data is sent.

Subscriptions

Premium features are sold through Apple’s in-app purchase system. Apple processes your payment; we never receive your payment details. Subscription management and Apple’s handling of that data are governed by Apple.

Children’s privacy

Saplio is operated by a parent or guardian. Children do not create accounts, sign in, or enter data themselves — a parent enters information about a child (such as a name or emoji and amounts), which is stored in the parent’s own iCloud as described above. We do not knowingly collect personal information directly from children, we show no ads, and we do not share family data with third parties.

Data retention and deletion

Your family data lives in your iCloud; you can delete it in the app or by removing the app’s iCloud data. Feedback you send is kept until we have addressed it or you ask us to delete it ([email protected]).

Changes

We may update this policy from time to time; we will revise the “Last updated” date above.

Contact

Questions? Email [email protected].